Accounting Built for Construction
Zero Stress. Full Control

MTD for Income Tax is HMRC’s move to digital tax records and quarterly reporting. If you’re self-employed or a landlord earning over £50,000, it applies to you from April 2026. For construction businesses, CIS adds further complexity. We manage the entire MTD process for you — software, submissions, and compliance — from day one.

Not necessarily a specialist, but working with someone who understands CIS end-to-end makes a significant difference. We handle contractor and subcontractor CIS returns, verify deduction rates, manage monthly returns to HMRC, and ensure your business is structured correctly to minimise your tax liability.

It depends entirely on your turnover and circumstances. For many construction businesses earning above £50K, incorporating as a Ltd company can result in meaningful tax savings. We assess your situation and advise accordingly — with no pressure and no unnecessary restructuring.

We include accounting software as part of all packages. We work primarily with Xero and QuickBooks, both of which are MTD-compatible and fully integrated into our workflow. You won’t need to set anything up yourself.

All Keystone and Apex clients receive monthly and quarterly reports covering profitability, VAT position, CIS deductions, and tax liabilities. These are plain-English summaries — not spreadsheets — designed to help you make better business decisions.

Our team hold FCCA, FMAAT, MIAB, and MCIPPdip qualifications, and are Certified Xero Advisors and QuickBooks Platinum Pro Advisors. You’re in fully qualified hands.

Usually within 2–4 weeks. We handle the transfer process — requesting records, notifying HMRC, and migrating to our systems — so you don’t have to do anything.

We work on a rolling monthly basis. There’s no long-term tie-in — we keep clients because of results, not contracts.